Decision support system people business credit method using analytical hierarchy process (ahp) In bank bukopin padang branch

idwar idwar, Bonie Kenanga

Abstract


Today the demand for credit through the Bank has been growing very rapidly. Credit is not only used for the lower middle-class people alone but by all walks of life to meet their basic needs. One type of loan is pretty much demand that the People's Business Credit (KUR). KUR is a type of loan given by the government for the perpetrators of, Micro, Small, Medium Enterprises and Cooperatives (SME-K). There are several models that are used to build a DSS one of which is the Analytical Hierarchy Process (AHP). AHP method used in this research is to determine which prospective borrowers are deserving of KUR Bank Bukopin by considering criteria - criteria that have been determined by the Bank. The criteria - the criteria on the basis of decisions by the Bank in determining the prospective debtors are credit status, business productivity, business conditions, warranties, and collectibility. This study designed a software that can assist the Bank in determining who the prospective customer is eligible to receive KUR. The results of AHP method is calculated automatically by the application Microsoft access is made in the form of a database.


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References


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